This tool is provided for informational purposes only to help SHCA members better understand their health insurance benefits. Please note:

• This tool does not provide medical advice. Always consult with qualified healthcare professionals regarding your specific medical needs.
• While we strive to maintain accurate information, there may be delays between when our health plan providers update their official documents and when this information is reflected in our tool. This includes the health plan (updated annually), formulary (updated quarterly), and network provider information (updated monthly).
• This tool does not provide legal advice. For legal questions concerning your health benefits, please consult with a qualified legal professional.
• The final determination of coverage, benefits, and eligibility is made solely by your health plan provider. Information provided by this tool should not be considered a guarantee of coverage.
• Always refer to your official plan documents for the most definitive information about your benefits.